Retirement Planning
Secure Your Future with Strategic Retirement Planning
Your investment portfolio should serve as an extension of your overall financial strategy, ensuring a smooth transition into retirement. At American Wealth Advisers, our investment team provides expert guidance on portfolio construction, asset allocation, and investment strategies designed to support your retirement goals. We understand that retirees face a variety of financial risks, from market downturns to inflation and longevity concerns.
Our team helps you navigate these challenges by offering comprehensive retirement planning services, including tax-efficient investment strategies, Social Security analysis, and income planning. By addressing potential risks early, we create a plan that helps safeguard your financial future. Schedule a consultation today to explore how we can help you achieve your retirement goals.
Ready to Get Started?
Contact us today to schedule a free consultation.
Retirement Advisor
A well-structured retirement plan requires careful diversification across multiple asset classes, including cash, fixed income, equities, and alternative investments. Our approach combines active and passive investment strategies, tailoring each aspect of your portfolio to align with your risk tolerance and long-term financial objectives.
Three key risks that can impact your retirement security include:
- Market Timing: What if the market takes a downturn just as you retire?
- Inflation: Will your income keep pace with rising costs over time?
- Longevity: Will your retirement savings last for your entire lifetime?
We help you plan for these uncertainties by building a resilient financial strategy that adapts to changing economic conditions, ensuring your income remains stable throughout retirement.
Are You Retirement Ready?
If you don’t know the answer to this question, American Wealth Advisers can help. We have decades of experience helping people just like you address concerns like:
- What age can I retire and how much can I spend?
- When should I take Social Security?
- How and when do I withdraw from my 401k or IRA?
- What is a reasonable amount to spend on vacation/travel?
- What is the best way to pass assets to our children/grandchildren?
- How am I going to pay for Long-Term Care expenses?
Retirement Services
With many retirees spending 20 to 30 years or more in retirement, it’s crucial to develop a financial plan that sustains your lifestyle over the long term. A well-balanced approach incorporates your existing assets, income sources, and future needs to provide financial security for both you and your spouse.
If you're within 20 years of retirement, now is the time to refine your financial strategy and ensure you have the resources to maintain your desired lifestyle. Learn how American Wealth Advisers can assist with retirement planning, income distribution strategies, and Social Security benefits. Contact us today to schedule a complimentary, no-obligation 45-minute consultation and take the next step toward financial peace of mind.
